Malaysia My Second Home (MM2H)



Malaysia My Second Home Programme is promoted by the Government of Malaysia to allow foreigners who fulfill certain criteria, to stay in Malaysia for as long as possible on a multiple-entry social visit pass.

The Social Visit Pass is initially for a period of ten (10) years, and is renewable.
It is open to citizens of countries recognised by Malaysia, regardless of race, religion, gender or age. The programme allows applicants to bring with them their spouses, parents and children. Foreign spouses of Malaysians and expatriates who wish to retire in Malaysia after expiry of their Employment Passes are also eligible to apply to stay in Malaysia on this programme.

Applicants are allowed to bring their spouses, unmarried children below the age of 21 and parents above the age of 60 as dependants.
Governmental support
This programme is initiated, organised and launched by the Malaysian Government and is thus one that the Government will continuously seek to improve, to ensure its success.

Culture and language
The Malay language (Bahasa Melayu) is the national language of the country; English is the second language but other languages can be freely used and practised. Similarly the Malay culture is dominant in the country because the Malays are the dominant race in Malaysia and in the region. But other cultures can be practiced very freely and there is a free intermingling of different cultures.

The country has everything for the family,-theme parks, jungle trails,sports, water sports and one of the highest numbers of golf courses.
The weather is pleasant, warm and balmy with moderate rain throughout the year, There are also highland residential areas and resorts with permanent spring-like weather throughout the country.

Food and Fruit
International cuisine is available here at very reasonable cost. With so many races and cultures living together in harmony, it is understandable that each race has picked up the best of each other's food and made Malaysia into Asia'fs Food Paradise.

Similarly the tropical fruits of Malaysia are unique, exotic and available in abundance practically throughout the year. It should be a real joy to savour these fruits.

From high-end couture to ethnic handicrafts and the internationally acclaimed pewter ware, Malaysia has it all. Enjoy the comforts and convenience of shopping in air-conditioned malls and hypermarkets. Besides shopping, families have a choice of watching a movie, having fun at the bowling alley or enjoying the spread at the food court. Shoppers can also browse for interesting curios on display at the weekly flea markets. Join in the excitement of haggling at the night markets or pasar malam, an interesting feature of local life. The best time to enjoy fantastic discounts and special offers is during the annual Mega Sales.

Statistics can proof that Malaysia is one of the safest countries in the world; its crime rate is relatively low.

Standard of living
Malaysia has one of the highest standards of living in the region with all the modern infrastructure and facilities in place.

Cost of living
Cost of living is relatively low. This is due to the Government's effort in to ensure that inflation is kept low at all times and thereby also the prices of goods and services.

The entire country is very well connected with up-to-date, modern road, rail, air and sea transportation systems. Public transport by buses, taxis and trains are comfortable, efficient and very affordable.

Here, you will discover a delightful fusion of three of Asia's oldest civilisations – Malay, Chinese and Indian. A potpourri enriched with indigenous traditions of the Kadazans, Ibans and other ethnic communities of Sabah and Sarawak on the island of Borneo. Added with the influence of the British, Portuguese, Dutch and Thais, Malaysians are indeed a blend of diverse cultures.

Health and Wellness
The fine range of spas in the country provides the ideal setting for complete rejuvenation and relaxation. Malaysia has some of the finest spas in the world be it on a pristine island or right in the middle of the city centre. From traditional Malay massages, India Ayurvedic treatments and Oriental acupressure practices there is a vast backdrop of health rituals in Malaysia.
Malaysia is also a place for quality education, from nursery to university. Fees are reasonable. There are international schools of repute in all major towns with English and other foreign languages as the media instruction. There are also private colleges and universities which offer twinning programmes with other internationally-recognised universities and colleges. The country is fast becoming an educational centre of excellence for the region.
There are quality residences – terrace and semidetached houses, bungalows, apartments and condominiums throughout the country. Some of the finest residences are available in tourism zones – on beaches, near jungles and near theme parks, recreational places and city centres.


Applicants are expected to be financially capable of supporting themselves on this programme in Malaysia.
Upon application:
  • Applicants aged below 50 years are required to show proof of liquid assets worth a minimum of RM500,000 and offshore income of RM10,000 per month.
  • Applicants aged 50 and above may comply with the financial proof of RM350,000 in liquid assets and off shore income of RM10,000 per month. For those who have retired, they are required to show proof of receiving pension from government approved funds of RM 10,000 per month.
  • New applicants who have purchased properties worth at least RM 1 million qualify to place a lower fixed deposit amount upon approval.
Upon approval:

Successful applicants are required to comply with the following financial criteria upon receipt of the "conditional approval letter" from Immigration Department of Malaysia.
Aged Below 50 years old
  • Open a fixed deposit account of RM300,000.00.
  • After a period of one year, the participant can withdraw up to RM150,000.00 for approved expenses relating to house purchase, education for children in Malaysia and medical purposes.
  • Must maintain a minimum balance of RM150,000.00 from second year onwards and throughout stay in Malaysia under this programme.

Approved participants who have purchased and owned property which were bought at RM1 million and above in Malaysia may comply with the basic fixed deposit requirement of RM 150,000. This amount may not be withdrawn until the participant decides to terminate his participation in MM2H programme.
Aged 50 years and above
  • Can either choose to:
    - Open a fixed deposit account of RM150,000.00 ; OR
    - Show proof of government approved pension funds of RM10,000
  • After a period of one year, participant who fulfills the fixed deposit criterion can withdraw up to RM50,000.00 for approved expenses relating to house purchase, education for children in Malaysia and medical purposes.
  • Participant must maintain a minimum balance of RM100,000.00 from the second year onwards and throughout his/her stay in Malaysia under this programme.

Approved participants who have purchased and owned property which were bought at RM1 million and above in Malaysia may comply with the basic fixed deposit requirement of RM 100,000. This amount may not be withdrawn until the participant decides to terminate his participation in MM2H programme.

All applicants and their dependants are required to submit a medical report from any private hospital or registered clinic in Malaysia.

Approved participants and their dependants must possess valid medical insurance coverage that is applicable in Malaysia from any insurance company.

However, exemptions may be given for participants who face difficulty in obtaining a medical insurance due to their age or medical condition.

Participants of Malaysia My Second Home Programme are provided with various incentives to make their stay more comfortable and enjoyable in Malaysia. The incentives provided are as follows:

a. House Purchase
Participants are allowed to purchase residential properties priced at a minimum of RM 250,000 per unit, depending on the location of the property :

1. Minimum RM300,000 per unit for certain areas in the state of Sarawak (Kuching, Miri and Sibu)
2. Minimum RM250,000 per unit for the other states

b. Car Purchase/Import
Car Purchase
Each participant is allowed to bring in his/her own personal car OR to purchase a locally-assembled car without the need to pay import duty, excise duty and sales tax.
Car Import
Application to IMPORT a motorcar from the participant's country of citizenship/last domicile must be forwarded to the Ministry of Finance within a period of six months from the endorsement date of Malaysia My Second Home (MM2H) social visit pass. The condition for such importation is that the MM2H participant should be the owner of the motorcar prior to obtaining the MM2H visa, as evidenced in the motorcar registration document.

Locally-Assembled Car
An Application to PURCHASE a new motorcar made or assembled in Malaysia must be must be forwarded to the Ministry of Finance within a period of one year from the endorsement date of Malaysia My Second Home (MM2H) social visit pass.

  1. Completed application forms with relevant documents which are submitted to Ministry of Finance will be processed within 10 working days.
  2. Do not make an outright purchase of the motorcar before obtaining approval for tax/duty exemption from the Ministry of Finance. However, a booking for a motorcar may be made prior to obtaining approval from the Treasury.
  3. Importation or purchase of motorcar must be for personal use only and not for commercial use.
  4. 'Personal Car' is referred to a car which was purchased by participant before joining the MM2H programme.
  5. Participants are only allowed to sell their imported/locally purchased car after 2 years' stay on the programme.

c. Domestic Helper
Each applicant is allowed to apply for one maid subject to the prevailing guidelines of the Immigration Department of Malaysia.

d. Education
Applicants are allowed to bring their children who under 21 years old and not married as their dependants under this programme.

Children who intend to continue their schooling in Malaysia are required to apply for a Student Pass and should be insured throughout their stay under this programme.

e. Tax
Participants are bound by the policies, systems and regulations of taxes of this country and they do not have exemption qualifications as granted to Diplomatic Missions in Malaysia.

However, tax exemption is given to pension remitted into Malaysia. Participants are required to obtain the endorsement from the Authorities in their country of origin as to the total amount of yearly pension received. A copy of this letter has to be submitted in their application.


All applicants who wish to apply to stay in Malaysia under Malaysia My Second Home Programme must submit the following documents:
  1. Letter of Application ( by the applicant)
  2. A copy of resume by the main applicant which include the following information
    • Academic qualification
    • working experiences
    • skills or expertise acquired
  3. One (1) copy of MM2H Application Form (Note: Applicant and all the dependents have to complete the Form individually)
  4. Three (3) copies of IM.12 Form (Social Visit Pass) (Note : Applicant and all the dependents have to complete the Form individually)
    • One (1) original copy - can be downloaded from MM2H website/obtained at Immigration Department.
    • Two (2) Photostat copies
  5. Four (4) coloured passport size photographs
  6. Copy of Passport/Travel documents ( all pages) with certification on the pages with personal particulars (Note : Copy of previous passport is required if applicant/dependent (s) has renew his/her passport within the last 12 months)
  7. Personal bond *(must be completed and signed by Malaysian who is one of the Board of Directors/Share Holders/Managing Director/Manager from the appointed MM2H licensed company) (Note : A Personal Bond is to be made for each applicant and dependent)
  8. Letter of Good Conduct from your relevant government agency
  9. Self declaration on your/dependents health conditions - Form can be downloaded from MM2H website
  10. Certified copy of Marriage Certificate ( if accompanied by spouse )
  11. Certified copy of Birth Certificate/legal documents ( if accompanied by children/adopted children/step children/parents )
    • Letter of Confirmation from Medical Specialist/General Practitioner (if accompanied by disabled children above 21 years old);
    • Statutory Declaration by principle applicant to bear all expenses and financial requirements during the stay in Malaysia for dependents;
  12. Certified copy (s) of latest 3 months' bank statement /other related financial document (s) to indicate the financial capability to support stay in Malaysia
  13. Latest 3 months certified copies of pay slip / income statement ( If employed) / pension slip etc;
  14. Authorization letter from applicant to Malaysia My Second Home Centre to verify the financial documents with the relevant financial institutions

  • Where original documents are not in English, translation must be done by a qualified translator
  • Dependent (s) refer to spouse and children aged below 21 years old and not married, parent(s) aged 60 years old and above
  • All documents enclosed with the present application become the property of the Malaysia My Second Home Centre
For Approved participants:
  • Each participant and dependent must submit the Personal Bond.
  • The Personal Bond must be stamped (RM 10.00) by The Stamping Office in Inland Revenue Board of Malaysia.
This applies to those who did not receive the full duration of the 10-year Visa because of the short validity period of their passport at the time of approval and would like to receive the remaining period upon the issuance of a new passport.

The applicant must appear in person at the Immigration Department of Malaysia and is required to bring the following documents :
  1. Old and New Passport
  2. Photocopy of the New Passport
  3. IM.12 Form
  4. Payment of RM90 per year for the the social visit pass fee, payable to the Immigration Department of Malaysia
  5. Copy of Fixed Deposit Certificate
The applicant must be present in person at the Immigration Department of Malaysia and is required to bring the following documents:
  1. Letter of Intent to continue the programme
  2. Passport
  3. Photocopy of Passport
  4. IM.55 Form
  5. Payment of RM90 per year for the social visit pass fee, payable to the Immigration Department of Malaysia
  6. Copy of Fixed Deposit (if applicable)
  7. Copy of Health Insurance
  8. Current proof of Monthly Offshore Income (if applicable)
The applicant should forward the following documents to the Malaysia My Second Home Centre:
  1. Letter of Intent to terminate stay in Malaysia under this programme
  2. Passport
  3. Photocopy of Passport
  4. Copy of FD Certificate
  5. Current proof of Fixed Deposit Certificate (if applicable)
For participants who joined the programe before 1 April 2006 , renewal can either be submitted directly by the individual participant or through licensed company to Immigration Department , Putrajaya or The State Immigration Office which issued the initial Social Visit Pass. The following documents are required for the renewal :
  1. Letter of Intent to continue stay in Malaysia under this programme
  2. IM 55 Form
  3. Copy of the old and new passport
  4. Copy of the fixed deposit certificate
  5. Copy of the valid medical insurance


Can I withdraw my fixed deposit any time during my stay in Malaysia?
Participants are not allowed to withdraw the fixed deposit for the whole duration of the one year period, unless for emergency cases and with prior approval from the Ministry of Tourism.

Can I place the fixed deposit in a Malaysian bank located in my country?
No. The fixed deposit account must be opened in any Malaysian bank or financial institution located in Malaysia.
Can the purchase of a house in Malaysia which is valued more than RM250,000.00 be considered as having fulfilled the financial criteria for this programme?
No. Participants are required to fulfill the fixed deposit requirement or monthly off-shore income for those age 50 years and above as the purchase of a house is not compulsory for participants under this programme.
Am I allowed to withdraw my fixed deposit for a few months and then topped it back later?
No. Participants are not allowed to do this, unless for an emergency purpose and with prior approval from the Ministry of Tourism.

When can I withdraw my fixed deposit?
After a period of one year, the participant may withdraw his/her fixed deposit for approved expenses relating to house purchase, education for children in Malaysia and medical purposes OR when he/she decides to terminate his/her stay in Malaysia by first informing the Ministry of Tourism of his/her intention at Malaysia My Second Home Centre. Participants can apply to withdraw part of their fixed deposit for emergency cases such as medical purposes, etc. with prior approval of the Ministry of Tourism.
Do kindergarten level child need a Student Visa to attend kindergarten here?
Children below the school going age (that is 7 years old) are not required to apply for a Student Visa. They need only apply for a Social Visit Visa.
If my children are already married and want to study in Malaysia with their husband, do they need to pay the fixed deposit?
Not necessary. They can apply for a Student Visa once they have obtained places of study in Malaysia.

Are the participants entitled to any special entitlements?
All participants are allowed to purchase residential properties at more than RM250, 000.00 each except for certain areas in Sarawak (above RM300,000.00).
Can I purchase a house for residential purpose and a shop lot to be rented out?
No, you are only allowed to purchase residential properties.

Do I have to pay the yearly assessment and quit rent for my houses like the local?
In the event of unforeseen death is the participant able to hand over his Malaysian assets to any of his beneficiaries smoothly. Does the Government have any restriction on this matter?
No. Participants are not allowed to do this, unless for an emergency purpose and with prior approval from the Ministry of Tourism.

Must foreigners buy new Malaysia property only, such as from developers, or can they purchase any property, such as from individual owners (second hand or third hand property)?
Participants can purchase any type of housing properties provided that it has been issued with CF (Certificate of Fitness).

Do I need to obtain prior approval from Foreign Investment Committee (FIC) for the purchase and sale of my house?
Participants under this programme are not required to obtain prior approval for the purchase and sale of houses from FIC. However, they must write to the Ministry of Tourism giving details of the house (location as well as price) so that a letter can be issued to them certifying that they are eligible to purchase the said property under this programme. In addition, they are required to send a copy of the approval letter obtained from the respective State Authority which has authorized the purchase or sale of the property concerned to FIC for information.

Am I subjected to the property gain tax if I make a profit from selling my house?
Is a participant who buys a second-hand local car eligible for tax exemptions?
Second hand cars are transacted on a willing buyer, willing seller basis and the government do not levy any sales tax and excise duty on such transactions. As such tax exemptions do not arise. However, second hand cars which are imported are subject to sales tax and import duty at the point of entry.

If I had a car accident and as a result I need to change the car, do I have to pay back the tax exemptions?
Given the following situations:
i. If the car is repaired and sold it will be subject to the applicable tax/duty according to the prevailing rates.
ii. If car is written off, taxes will be waived.
iii. If the participant wishes to buy another car, their application will be processed on the merit of each case. Under normal circumstances a participant of this program is allowed tax exemption for a car on a one time basis.

When can I sell the car, which has been given all the tax exemptions?
Cars that have been exempted from taxes and duties under this program can be sold or its ownership transferred provided the prevailing taxes and duties on the car have been paid prior to the transaction. However, for imported cars the condition stipulated in the AP should be complied before any sale or transfer can be permitted.
What kind of taxes are the participants of this programme normally subjected to?
Income tax is imposed on income earned from investments in local companies and local share market. Please refer to for more details on the tax structure.

Is the interest for their fixed deposit taxable? Some say it is taxable, other it is not taxable. If the deposit amount exceeds RM100, 000.00 OR if the deposit period is one year. What is the exact regulation?
Interest earned by an individual from fixed deposit account is exempted in the following situations:-
i. Period exceeding twelve months or more – any amount of interest.
ii. Period not exceeding twelve months – interest on fixed deposit account of up to a maximum of RM100,000.00.

Is income remitted from abroad taxable?
Before year of assessment 2004 income remitted from abroad to Malaysia (apart from pension) is subject to tax. However, from year of assessment 2004 all income remitted from abroad is not subject to tax.

Does the participant have to submit any personal tax declaration to the Income Tax Department of Malaysia, like Malaysians have to?
If the participants have to submit income tax return to the Income Tax department, are they entitled to any exemptions under the programme?
They will only be taxed on the income earned in Malaysia after taking into account the personal tax allowances. The income will be taxed according to a progressive tax rate structure.

I am a German in which my country has a "double taxation agreement" with Malaysia. I have an early pension and if I stay in Malaysia for at least 184 days, my pension scheme will not be taxed by the German Government and will also not be taxed by the Malaysia government. Is this true?
Under this Programme, pension remitted to Malaysia is exempted from tax.


Metro Homes (MM2H) Sdn Bhd offers the following services:
  • Committed as Authorized Agent & Sponsor for applications required by the Ministry of Tourism Malaysia.
  • To act as consultant in advising and qualifying the applicant pertaining to the latest rules & regulations.
  • Advice on the latest rules & regulations and the necessary documents required for the application.
  • To prepare and vet all documents and ensure all required documents are completed prior for submission to the authority.
  • Submission of complete application documents to the authorities for approval.
  • To liaise with the authorities on any problem pertaining to the application.
  • To follow up with the relevant authority to speed up the approval.
  • To update applicants on progress of application and the results.
  • Assist in arranging transportation & hotel accommodation for visit to Kuala Lumpur.
  • To assist in the depositing of necessary financial requirement with a local Bank.
  • To assist in arranging for Medical check-up & obtaining of local medical insurance.
  • Accompany the applicants to collect the Social Visit Pass and the Multiple Entry Visa at the Immigration Department, Putrajaya.

Other Services:
  • Assist in school, college, or any educational institutions search & registration.
  • Arranging for transportation, buying or renting of cars
  • Assist in Business setup and financial consultation.
  • Getting legal advice, medical assistance, home consultation etc.
  • To assist in arranging a Registered Real Estate Agency services in renting or buying of ideal home for the candidates.
  • Assist on application for AP for imported car
  • Assist application for housemaid
  • Assist applying for telecommunication and utilizes services (telephone, electricity, water supply, etc)
  • Assist on application to withdraw part of the fixed deposit after a period of 1 year for the purchase of house, education and medical purpose.
Contact Details
Applicants may make their application at the following places:
Metro Homes(MM2H) Sdn Bhd
62 Jalan 1/12
46000 Petaling Jaya
Selangor, Malaysia
Tel: +603-77846088
Fax: +603-77834767
Mobile: +6012-8866669